Services & Products

Fixed Income Instruments: Time Deposits (CDs)

Account Description Offers the best of both worlds--a higher interest rate than most demand deposit or money market savings accounts, but more security with a fixed rate of interest depending on maturity of the deposit.
Interest This high-yielding investment locks in an interest rate for a period of time you choose. Higher balances and longer terms typically earn higher rates.

Tiered-rate interest is compounded daily, and is paid monthly, quarterly, semi-annually, or annually; or paid at maturity for terms of less than 1 year.
Account Benefits Guaranteed interest rate. You lock in an interest rate by leaving your money in for a fixed period of time.
Can be Linked to your Debit Card No.

How CDs (Time Deposits) Work

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Services Overview

American Intercapital Depository & Trust may adopt any number of financial structures to customize and design our relationship with you. These relationships include custodial duties, trust powers, power of attorney, open-architecture asset management, and dozens of other specialized solutions.

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